Credit & Budget Guide

By Purchasing this product, the customer understands that no physical product will be delivered. This product is a digital download that will instantly be available after purchase is confimes, and can only be downloaded once per purchase! Saving the downloaded digital file to a trusted computer, phone, or device is highlt recommended upon purchase! All sale are final! No Refunds are permitted! By purchasing this product, the customer agress that our company is not responsible for the customer failing to save digital download files, and understand that no refunds will be issues.